.hero{padding:72px 0 64px}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;grid-gap:56px;gap:56px;align-items:center}.hero h1{margin:18px 0 22px}.hero .cta-row{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0 22px}.hero .trust-line{display:flex;gap:22px;flex-wrap:wrap;color:var(--ts-ink-3);font-size:14px}.hero .trust-line span{display:inline-flex;align-items:center;gap:7px}.hero .trust-line svg{width:16px;height:16px;color:var(--ts-success)}.result-card{background:var(--ts-surface);border:1px solid var(--ts-border);border-radius:10px;padding:22px;box-shadow:0 24px 60px -28px rgba(30,80,184,.3)}.result-card .rc-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px}.result-card .rc-head .yr{font-weight:700;color:var(--ts-navy-700);font-size:15px}.rc-cols{display:grid;grid-template-columns:1fr auto 1fr;grid-gap:14px;gap:14px;align-items:stretch}.rc-tile{border:1px solid var(--ts-border);border-radius:var(--ts-radius-md);padding:16px 16px 18px}.rc-tile.after{border-color:var(--ts-success);background:#f6fcf8}.rc-tile .lbl{font-size:11px;letter-spacing:.12em;font-weight:700;color:var(--ts-ink-3);text-transform:uppercase}.rc-tile .amt{font-size:30px;font-weight:700;line-height:1.1;margin-top:8px}.rc-arrow{color:var(--ts-ink-3)}.rc-arrow,.rc-delta{display:flex;align-items:center}.rc-delta{margin-top:16px;justify-content:space-between;background:#e9f7ee;border:1px solid #b8e6c8;border-radius:var(--ts-radius-md);padding:12px 16px}.rc-delta .d-l{font-size:13px;color:#15803d;font-weight:600}.rc-delta .d-r{font-size:20px;font-weight:700;color:var(--ts-success)}.rc-lines{margin-top:14px;border-top:1px solid var(--ts-divider);padding-top:12px}.rc-line{display:flex;justify-content:space-between;font-size:13px;padding:4px 0;color:var(--ts-ink-2)}.rc-line .ln{color:var(--ts-navy-700);font-weight:700}.functions{padding:24px 0 8px}.fn-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:24px;gap:24px;margin-top:40px}.fn-card{background:var(--ts-surface);border:1px solid var(--ts-border);border-radius:10px;padding:34px;display:flex;flex-direction:column;transition:border-color .12s ease,box-shadow .12s ease}.fn-card:hover{border-color:var(--ts-navy-500);box-shadow:0 18px 44px -30px rgba(30,80,184,.4)}.fn-icon{width:52px;height:52px;border-radius:var(--ts-radius-md);display:flex;align-items:center;justify-content:center;background:#eaf0fb;color:var(--ts-navy-700);margin-bottom:20px}.fn-icon.green{background:#e9f7ee;color:var(--ts-success)}.fn-icon svg{width:26px;height:26px}.fn-card h3{font-size:23px;color:var(--ts-ink);margin:0 0 6px;letter-spacing:-.01em}.fn-card .fn-sub{color:var(--ts-ink-3);font-size:13px;font-weight:600;margin-bottom:14px}.fn-card p{color:var(--ts-ink-2);font-size:15px;line-height:1.55;margin:0 0 20px}.fn-list{list-style:none;padding:0;margin:0 0 26px;flex-direction:column}.fn-list,.fn-list li{display:flex;gap:10px}.fn-list li{align-items:flex-start;font-size:14px;color:var(--ts-ink-2)}.fn-list svg{width:17px;height:17px;color:var(--ts-success);flex-shrink:0;margin-top:1px}.fn-card .fn-foot{margin-top:auto}.band{background:var(--ts-surface);border-top:1px solid var(--ts-border);border-bottom:1px solid var(--ts-border);margin-top:80px}.band .inner{padding:56px 0}.stat-grid{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:28px;gap:28px}.stat .k{font-size:34px;font-weight:700;color:var(--ts-navy-700);letter-spacing:-.02em}.stat .v{font-size:14px;color:var(--ts-ink-2);margin-top:4px;line-height:1.4}.how{padding:84px 0 16px}.steps{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:28px;gap:28px;margin-top:48px}.step .num{width:38px;height:38px;border-radius:50%;background:var(--ts-navy-700);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;margin-bottom:16px}.step h4{font-size:18px;margin:0 0 8px;color:var(--ts-ink)}.step p{font-size:14px;color:var(--ts-ink-2);line-height:1.55;margin:0}.aud{display:grid;grid-template-columns:1fr 1fr;grid-gap:24px;gap:24px;margin-top:44px}.aud-card{border:1px solid var(--ts-border);border-radius:10px;padding:30px;background:var(--ts-surface)}.aud-card h4{display:flex;align-items:center;gap:10px;font-size:19px;margin:0 0 10px;color:var(--ts-navy-700)}.aud-card h4 svg{width:22px;height:22px}.aud-card p{font-size:14px;color:var(--ts-ink-2);line-height:1.6;margin:0}.cta-band{background:var(--ts-navy-700);color:#fff;margin-top:84px}.cta-band .inner{padding:72px 0;text-align:center}.cta-band h2{font-size:clamp(30px,4vw,42px);letter-spacing:-.02em;margin:0 0 14px;color:#fff}.cta-band p{color:var(--ts-on-navy-soft);font-size:18px;margin:0 auto 30px;max-width:50ch}.cta-band .row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}@media (max-width:920px){.hero-grid{gap:40px}.aud,.fn-grid,.hero-grid,.stat-grid,.steps{grid-template-columns:1fr}.stat-grid{grid-template-columns:1fr 1fr;gap:24px}.steps{gap:36px}}